{"id":25937,"date":"2025-12-29T17:43:11","date_gmt":"2025-12-29T16:43:11","guid":{"rendered":"https:\/\/europedia24.com\/eftirlaunaaldur-i-thyskalandi-hvenaer-geturdu-haett-ad-vinna-ny-lifeyrislog\/"},"modified":"2026-07-14T20:30:43","modified_gmt":"2026-07-14T19:30:43","slug":"eftirlaunaaldur-i-thyskalandi-hvenaer-geturdu-haett-ad-vinna-ny-lifeyrislog","status":"publish","type":"post","link":"https:\/\/europedia24.com\/is\/eftirlaunaaldur-i-thyskalandi-hvenaer-geturdu-haett-ad-vinna-ny-lifeyrislog\/","title":{"rendered":"Eftirlaunaaldur \u00ed \u00de\u00fdskalandi: Hven\u00e6r getur\u00f0u h\u00e6tt a\u00f0 vinna? N\u00fd l\u00edfeyrisl\u00f6g"},"content":{"rendered":"\n

L\u00edfeyriskerfi \u00de\u00fdskalands gengur st\u00f6\u00f0ugt \u00ed gegnum breytingar me\u00f0 \u00fea\u00f0 a\u00f0 markmi\u00f0i a\u00f0 h\u00e6kka eftirlaunaaldur sm\u00e1m saman \u00ed 67 \u00e1r fyrir \u00e1ri\u00f0 2031.<\/p>\n\n

Svo, hver eru n\u00fdjustu l\u00f6gin um eftirlaunaaldur \u00ed \u00de\u00fdskalandi fyrir \u00e1ri\u00f0 2026, og hvernig er l\u00f6glegur eftirlaunaaldur reikna\u00f0ur \u00fat fr\u00e1 f\u00e6\u00f0ingar\u00e1ri \u00fe\u00ednu, auk skilyr\u00f0a fyrir snemmb\u00fanum starfslokum? <\/p>\n\n

\u00c1st\u00e6\u00f0ur fyrir h\u00e6kkun eftirlaunaaldur \u00ed \u00de\u00fdskalandi<\/mark><\/strong><\/h2>\n
\n
\"Eftirlaunaaldur<\/figure>\n<\/div>\n

\u00de\u00fdskaland upplifir st\u00f6\u00f0uga aukningu me\u00f0all\u00edfsl\u00edkur samhli\u00f0a l\u00e6kkandi f\u00e6\u00f0ingart\u00ed\u00f0ni, sem setur verulegan \u00fer\u00fdsting \u00e1 l\u00edfeyriskerfi\u00f0 r\u00edkisins. <\/p>\n\n

Kerfi\u00f0 byggir einnig miki\u00f0 \u00e1 framl\u00f6gum n\u00faverandi starfsmanna til a\u00f0 fj\u00e1rmagna l\u00edfeyri eftirlauna\u00feega. Me\u00f0 vaxandi fj\u00f6lda eftirlauna\u00feega mi\u00f0a\u00f0 vi\u00f0 vinnumarka\u00f0inn hefur \u00fea\u00f0 or\u00f0i\u00f0 nau\u00f0synlegt a\u00f0 stilla eftirlaunaaldur til a\u00f0 tryggja sj\u00e1lfb\u00e6rni kerfisins. <\/p>\n\n

N\u00fdr eftirlaunat\u00edmi \u00ed \u00de\u00fdskalandi<\/mark><\/strong><\/h2>\n\n

Samkv\u00e6mt n\u00fdjustu sk\u00fdrslum ver\u00f0ur opinber eftirlaunaaldur 67 \u00e1ra fyrir einstaklinga f\u00e6dda eftir 1964 \u00de\u00fdsk l\u00f6ggj\u00f6f.<\/a> <\/p>\n\n

Fyrir \u00fe\u00e1 sem f\u00e6ddust fyrir \u00feennan dag munu n\u00faverandi eftirlaunaskilyr\u00f0i \u00e1fram vera \u00ed gildi, me\u00f0 br\u00e1\u00f0abirg\u00f0a\u00e1\u00e6tlunum til a\u00f0 au\u00f0velda a\u00f0l\u00f6gun a\u00f0 n\u00fdju reglunum. <\/p>\n\n

Snemma starfslok<\/mark><\/strong><\/h3>\n\n

Snemma starfslok eru enn \u00ed bo\u00f0i, en \u00fea\u00f0 er h\u00e1\u00f0 fj\u00e1rhagslegum fr\u00e1dr\u00e6tti af l\u00edfeyrinum. Til d\u00e6mis getur starfslok fyrir opinberan eftirlaunaaldur l\u00e6kka\u00f0 l\u00edfeyrinn um 0,3% fyrir hvern m\u00e1nu\u00f0 snemmb\u00fainnar starfsloka. \u00deetta hvetur einstaklinga til a\u00f0 vinna lengur til a\u00f0 auka l\u00edfeyrissparna\u00f0 sinn.<\/p>\n\n

Byggt \u00e1 \u00feessu er m\u00f6gulegt a\u00f0 h\u00e6tta st\u00f6rfum 63 \u00e1ra gamall, a\u00f0 \u00fev\u00ed gefnu a\u00f0 \u00fe\u00fa hafir a\u00f0 minnsta kosti 35 \u00e1ra framlag til f\u00e9lagstryggingakerfisins. Hins vegar ver\u00f0ur l\u00edtil pr\u00f3senta \u00ed \u00feessu tilviki varanlega dregin fr\u00e1 l\u00edfeyrinum. <\/p>\n\n

\u00deeir sem hafa 45 \u00e1ra framlag geta fari\u00f0 \u00e1 eftirlaun me\u00f0 fullum r\u00e9ttindum \u00e1n fr\u00e1dr\u00e1ttar undir s\u00e9rst\u00f6kum skilyr\u00f0um. Hins vegar, \u00ed tilvikum \u00fear sem starfslok eru vegna heilsufars\u00e1st\u00e6\u00f0na vegna hluta e\u00f0a algerrar atvinnuleysi, \u00fearf vi\u00f0komandi fyrst a\u00f0 gangast undir l\u00e6knissko\u00f0un me\u00f0 \u00fe\u00fdska sj\u00fakratryggingastofnunin<\/a>. <\/p>\n\n

Hlutastarfslok og hlutastarf eftir starfslok<\/mark><\/strong><\/h3>\n\n

\u00de\u00fa getur Verk<\/a> Hlutastarf eftir a\u00f0 hafa n\u00e1\u00f0 opinberum eftirlaunaaldri \u00e1 me\u00f0an \u00fe\u00fa f\u00e6r\u00f0 enn hluta af l\u00edfeyrinum.<\/p>\n\n

\u00dea\u00f0 er m\u00f6gulegt a\u00f0 vinna hlutastarf eftir a\u00f0 hafa n\u00e1\u00f0 opinberum eftirlaunaaldri \u00e1 me\u00f0an \u00fe\u00fa heldur \u00e1fram a\u00f0 f\u00e1 hluta af l\u00edfeyrinum.<\/p>\n\n

Tafla yfir eftirlaunaaldur \u00ed \u00de\u00fdskalandi eftir f\u00e6\u00f0ingar\u00e1ri<\/mark><\/strong><\/h3>\n\n
F\u00e6\u00f0ingar\u00e1r<\/td>L\u00f6glegur eftirlaunaaldur<\/td><\/tr>
1958<\/td>66 \u00e1r<\/td><\/tr>
1959<\/td>66 \u00e1r og 2 m\u00e1nu\u00f0ir<\/td><\/tr>
1960<\/td>66 \u00e1r og 4 m\u00e1nu\u00f0ir<\/td><\/tr>
1961<\/td>66 \u00e1r og 6 m\u00e1nu\u00f0ir<\/td><\/tr>
1962<\/td>66 \u00e1r og 8 m\u00e1nu\u00f0ir<\/td><\/tr>
1963<\/td>66 \u00e1r og 10 m\u00e1nu\u00f0ir<\/td><\/tr>
1964 og s\u00ed\u00f0ar<\/td>67 \u00e1r<\/td><\/tr><\/tbody><\/table><\/figure>\n\n

Eftirlaunakerfi \u00ed \u00de\u00fdskalandi<\/mark><\/strong><\/h2>\n\n

Helstu eftirlaunakerfi \u00ed \u00de\u00fdskalandi eru eftirfarandi:<\/p>\n\n